Things change as you age. When you’re younger, your major purchase of the month is the new Spider-Man comic book.
But as you get older, you have rent to cover, a couple of utilities and your Netflix bill.
After that, things start getting more complicated. You have mortgages and health insurance to worry about.
And some of these things don’t straight up come to your house saying, You owe XX amount. No, that’d be too easy. There are variables. You owe XX amount, but we’re still deciding on what to charge you for 1-2-3.
Okay, so what is this? A discretionary amount? It’s like they’re saying, Your firm amount for services one and two are This, but service 3 is to yet be calculated. You will either be charged $4.00 and/or $400.00. This amount will be determined and reflected on your bank statement.
Whoa, what the hell is that? This amount or that amount?
And they also send you things like, This is NOT a bill. Okay, what is up with that? Especially when the envelope clearly stated, Enclosed is your bill.
This is like what magazines are starting to do—send you an invoice for something you haven’t ordered, with an invoice that has a box that you can check that says, Bill Me, but the envelope says, Invoice enclosed.
And you get like four of these This is not a bill letters sent to you, meticulously itemized for all the services rendered at the hospital listed. The return address is for a state that is not even your own. You ever notice that?
You get like five of these things, and you’re bracing for the actual bill. Will it ever come? You’re like trying to budget for this, too, setting aside a portion of this $4 or $400 variable. It’s like trying to save to pay off a mobster. How much do I owe? And will he break my legs if I guess wrong?
You start getting nervous about these notices when you get home.
Is my electric going to be cut off?
Will I have AC?
Will my other car still be sitting there or will it be repossessed?
Over a repeating $4.00 This is not a bill.